Institutional Loan Underwriting

DSCR Rental Loan Calculator

Determine your property’s Debt Service Coverage Ratio (DSCR) to qualify for non-QM investor loans (1.20x–1.25x target).

Gross Monthly Rental Income ($)

Total Monthly Debt (PITI + HOA) ($)

Calculated DSCR Ratio

1.36x

✓ QUALIFIES (Exceeds institutional lender standard of 1.25x)